Real estate appraisal services for homeowners in the city of White Sulphur Springs and Greenbrier County

Check out the top 7 reasons why WV homeowners hire Hometown Appraisals & Realty:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. Challenge property tax assessments
  3. Remove PMI to lower their mortgage payments
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Settle an estate in WV by determining the true market value of real estate in question

Need help determining the price of your home in or near White Sulphur Springs, WV?
Contact Hometown Appraisals & Realty.

At Hometown Appraisals & Realty, we understand the individual needs of a consumer looking for appraisal services. Our regular business clients are used to the appraisal process and the standard reporting formats. Being a person not in the real estate business that most likely doesn't see an appraisal every day,you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. The professional appraisers at Hometown Appraisals & Realty will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours.

PMI Removal Appraisals

A popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. At Hometown Appraisals & Realty, we're qualified in helping customers just like you abolish unnecessary PMI insurance.

Challenging Greenbrier county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that's going down. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. Getting an appraisal from Hometown Appraisals & Realty is your perfect weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow angle. Hometown Appraisals & Realty can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

We Also Offer Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for efficiency, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Hometown Appraisals & Realty can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Hometown Appraisals & Realty can help with that too. Even though this is usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.